J&K Bank - Jammu & Kashmir Bank Share Price

  • 97.62-5.36 (-5.21%)
  • Volume: 1,12,76,560
  • Closed
  • Last Updated On: 25 Apr, 2025, 03:54 PM IST
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J&K Bank - Jammu & Kashmir Bank Share Price

  • 97.62-5.36 (-5.21%)
  • Volume: 1,12,76,560
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J&K Bank share price insights

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  • Jammu & Kashmir Bank Ltd. reported a YoY increase of 13.95% in its advances, which is higher than its 5 yr CAGR of 7.8%. (Source: Consolidated Financials)

  • Company has used Rs 257.26 cr for investing activities which is an YoY increase of 108.28%. (Source: Consolidated Financials)

  • Long Black Candle Bearish Strong Line were formed for J&K Bank

  • Stock gave a 3 year return of 227.96% as compared to Nifty Midcap 100 which gave a return of 81.56%. (as of last trading session)

  • Jammu & Kashmir Bank Ltd. share price moved down by -5.21% from its previous close of Rs 102.98. Jammu & Kashmir Bank Ltd. stock last traded price is 97.62

    Share PriceValue
    Today/Current/Last97.62
    Previous Day102.98103.10

InsightsJ&K Bank

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    Key Metrics

    PE Ratio
    (x)
    5.04
    EPS - TTM
    (₹)
    19.37
    MCap
    (₹ Cr.)
    10,749.74
    Sectoral MCap Rank
    28
    PB Ratio
    (x)
    0.93
    Div Yield
    (%)
    2.20
    Face Value
    (₹)
    1.00
    Beta

    Beta

    1 Month0.71
    3 Months0.96
    6 Months1.58
    1 Year1.07
    3 Years1.35
    0.71
    VWAP
    (₹)
    98.36
    52W H/L
    (₹)
    147.20 / 86.61

    J&K Bank Share Price Returns

    1 Day-5.21%
    1 Week-4.44%
    1 Month1.57%
    3 Months7.94%
    1 Year-26.21%
    3 Years210.89%
    5 Years535.96%

    ET Stock ScreenersTop Score Companies

    Check whether J&K Bank belongs to analysts' top-rated companies list?

    View Stock Screeners

    J&K Bank Share Recommendations

    Recent Recos

    STRONG BUY

    Current

    Mean Recos by 1 Analysts

    Strong
    Sell
    SellHoldBuyStrong
    Buy
    • Target₹169
    • OrganizationAnand Rathi
    • BUY
    • Target₹110
    • OrganizationChart Advise
    • BUY

    Analyst Trends

    RatingsCurrent1 Week Ago1 Month Ago3 Months Ago
    Strong Buy1111
    Buy----
    Hold----
    Sell----
    Strong Sell----
    # Analysts1111

    J&K Bank Financials

    • Quarterly | AnnualDec 2024Sep 2024Jun 2024Mar 2024Dec 2023
      Total Income3,451.713,424.313,192.783,139.043,066.97
      Total Income Growth (%)0.807.251.712.353.71
      Provisions & Contingencies-9.8032.52-17.47-165.05-9.43
      Provisions & Contingencies Growth (%)-130.14----
      Profit after Tax (PAT)528.60552.78418.50633.44422.77
      PAT Growth (%)-4.3732.09-33.9349.8310.16
      Gross NPA (%)-----
      Net NPA (%)-----
      Net Profit Margin (%)15.3116.1413.1120.1813.78
      Basic EPS (₹)4.805.023.805.754.05
      Quarterly | AnnualDec 2024Sep 2024Jun 2024Mar 2024Dec 2023
      Total Income3,448.403,419.633,188.483,134.743,063.30
      Total Income Growth (%)0.847.251.712.333.68
      Provisions & Contingencies-9.8032.53-17.48-165.05-9.43
      Provisions & Contingencies Growth (%)-130.13----
      Profit after Tax (PAT)531.51550.92415.49638.67421.08
      PAT Growth (%)-3.5232.60-34.9451.6710.50
      Gross NPA (%)4.083.953.914.084.84
      Net NPA (%)0.940.850.760.790.83
      Net Profit Margin (%)15.4116.1113.0320.3713.75
      Basic EPS (₹)4.835.003.775.804.03
      Quarterly | Annual FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
      Total Income12,050.8810,120.478,803.398,833.158,954.89
      Total Income Growth (%)19.0714.96-0.34-1.365.44
      Provisions & Contingencies510.48661.58598.961,180.662,664.46
      Provisions & Contingencies Growth (%)-22.8410.45-49.27-55.69112.64
      Profit after Tax (PAT)1,771.221,180.52494.85428.45-1,183.39
      PAT Growth (%)47.67137.6117.74--355.12
      Net Interest Margin (%)3.363.252.993.133.40
      Net Profit Margin (%)15.7912.616.175.28-14.01
      Basic EPS (₹)16.8412.255.966.01-16.59
      Quarterly | Annual FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
      Total Income12,037.8410,111.928,794.418,830.088,992.21
      Total Income Growth (%)19.0514.98-0.40-1.805.94
      Provisions & Contingencies509.61661.11597.821,179.112,664.46
      Provisions & Contingencies Growth (%)-22.9210.59-49.30-55.75112.64
      Profit after Tax (PAT)1,767.271,197.38501.56432.12-1,139.41
      PAT Growth (%)47.59138.7316.07--345.10
      Net Interest Margin (%)3.363.252.993.133.40
      Net Profit Margin (%)15.7612.796.255.32-13.49
      Basic EPS (₹)16.8012.436.046.06-15.97

      All figures in Rs Cr, unless mentioned otherwise

    • Insights

      • Loan Book Growth - Beating 5 Yr CAGR

        Jammu & Kashmir Bank Ltd. reported a YoY increase of 13.95% in its advances, which is higher than its 5 yr CAGR of 7.8%. (Source: Consolidated Financials)
      • Falling Gross NPA and Net NPA

        The bank's gross NPA% and Net NPA% have fallen continuously over the past 4-years to 4.08% and 0.79%, respectively. (Source: Standalone Financials)
      Annual FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
      Advances93,756.6082,277.6170,393.0866,841.7364,399.07
      Advances Growth (%)13.9516.885.313.79-2.83
      Deposits1,34,763.241,22,027.181,14,702.771,08,047.3097,785.83
      Deposits Growth (%)10.446.396.1610.499.09
      Total Equity12,192.739,896.337,983.626,802.276,345.85
      Total Equity Growth (%)23.2023.9617.377.19-4.17
      Gross NPA (%)4.086.048.67--
      Net NPA (%)0.791.622.492.953.48
      Capital Adequacy Ratios (%)15.4215.4113.2212.2011.40
      Contingent Liabilities4,844.875,233.775,524.944,866.945,756.78
      Annual FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
      Advances93,762.5182,285.4570,400.6866,841.7364,399.07
      Advances Growth (%)13.9516.885.323.79-2.83
      Deposits1,34,774.891,22,037.741,14,710.381,08,061.1597,788.23
      Deposits Growth (%)10.446.396.1510.519.09
      Total Equity12,235.689,943.248,107.176,825.616,393.48
      Total Equity Growth (%)23.0622.6518.786.76-3.51
      Gross NPA (%)4.086.048.679.6710.97
      Net NPA (%)0.791.622.492.953.48
      Capital Adequacy Ratios (%)15.3315.3813.2312.2011.40
      Contingent Liabilities4,844.875,233.775,524.944,866.945,756.78

      All figures in Rs Cr, unless mentioned otherwise

    • Insights

      • Increase in Cash from Investing

        Company has used Rs 257.26 cr for investing activities which is an YoY increase of 108.28%. (Source: Consolidated Financials)
      Annual FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
      Net Cash flow from Operating Activities-852.55-407.13-1,568.05-14.174,373.94
      Net Cash used in Investing Activities-257.26-123.51-85.18-75.98-114.69
      Net Cash flow from Financing Activities407.43637.59941.43-198.75-338.95
      Net Cash Flow-702.38106.95-711.80-288.903,920.29
      Closing Cash & Cash Equivalent8,196.488,898.868,791.919,503.709,792.60
      Closing Cash & Cash Equivalent Growth (%)-7.891.22-7.49-2.9566.76
      Annual FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
      Net Cash flow from Operating Activities-851.49-420.51-1,568.46-10.664,374.33
      Net Cash used in Investing Activities-257.13-123.47-85.14-75.82-114.43
      Net Cash flow from Financing Activities407.43637.59941.06-198.75-338.95
      Net Cash Flow-701.1893.61-712.55-285.233,920.95
      Closing Cash & Cash Equivalent8,177.488,878.668,785.059,497.599,782.83
      Closing Cash & Cash Equivalent Growth (%)-7.901.07-7.50-2.9266.89

      All figures in Rs Cr, unless mentioned otherwise

    • Annual FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
      Return on Equity (%)16.2113.707.037.34-22.11
      Return on Assets (%)1.140.800.370.35-1.08
      Cost to Income (%)62.2666.2476.5364.1864.86
      Interest income to Earning assets (%)7.256.416.136.747.76
      Interest Expense to Earning assets (%)3.883.153.143.604.35
      Price to Earnings (x)8.334.306.094.28-0.75
      Price to Book (x)1.350.590.430.310.17
      Price to Sales (x)1.320.540.380.230.10
      Operating Profit Margin (%)29.2821.7410.729.53-28.07
      Annual FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
      Return on Equity (%)16.1113.827.107.38-21.11
      Return on Assets (%)1.140.820.380.35-1.04
      Cost to Income (%)62.2366.2276.5664.1164.13
      Interest income to Earning assets (%)7.256.406.136.747.75
      Interest Expense to Earning assets (%)3.883.153.143.604.35
      Price to Earnings (x)8.354.246.014.24-0.78
      Price to Book (x)1.350.590.430.310.16
      Price to Sales (x)1.320.540.380.230.10
      Operating Profit Margin (%)29.3121.7610.689.62-26.79

    Financial InsightsJ

    • Balance Sheet
    • Cash Flow
      • Loan Book Growth - Beating 5 Yr CAGR

        Jammu & Kashmir Bank Ltd. reported a YoY increase of 13.95% in its advances, which is higher than its 5 yr CAGR of 7.8%. (Source: Consolidated Financials)

      • Falling Gross NPA and Net NPA

        The bank's gross NPA% and Net NPA% have fallen continuously over the past 4-years to 4.08% and 0.79%, respectively. (Source: Standalone Financials)

      • Increase in Cash from Investing

        Company has used Rs 257.26 cr for investing activities which is an YoY increase of 108.28%. (Source: Consolidated Financials)

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    J&K Bank Share Price Forecast

    • Get multiple analysts’ prediction on J&K Bank

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      • Details about company earnings
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      • Details about company earnings
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    J&K Bank Technicals

    • Stock doesn't have any Buy/Sell Signals.

    • 40%
      Positive Movement since
      1st Jan 2005 on basis
      59%
      Negative Movement since
      1st Jan 2005 on basis
      Exclude
    • Pivot Levels

      R1R2R3PIVOTS1S2S3
      Classic104.17105.36107.26103.46102.27101.5699.66

      Average True Range

      5 DAYS14 DAYS28 DAYS
      ATR6.315.054.45

    J&K Bank Peer Comparison

    • Insights

      • Stock Returns vs Nifty Midcap 100

        Stock gave a 3 year return of 227.96% as compared to Nifty Midcap 100 which gave a return of 81.56%. (as of last trading session)
      • Stock Returns vs Nifty Bank

        Stock generated 227.96% return as compared to Nifty Bank which gave investors 53.61% return over 3 year time period. (as of last trading session)
      • 1D
      • 1W
      • 1M
      • 3M
      • 6M
      • 1Y
      • 5Y
      Loading...
    • Insights

      • Stock Returns vs Nifty Midcap 100

        Stock gave a 3 year return of 227.96% as compared to Nifty Midcap 100 which gave a return of 81.56%. (as of last trading session)
      • Stock Returns vs Nifty Bank

        Stock generated 227.96% return as compared to Nifty Bank which gave investors 53.61% return over 3 year time period. (as of last trading session)

      Ratio Performance

      NAMEP/E (x)P/B (x)ROE %ROA %Rev CAGR [3Yr]OPMNPMNIM %Cost to Income %Interest income to Earning assets %Net NPA %Capital Adequacy Ratio %
      J&K Bank5.040.8816.211.1410.7929.2815.793.3662.267.250.7915.33
      Bandhan Bank10.741.2410.311.2512.7217.8511.815.8046.8410.611.1118.28
      Karur Vysya Bank9.201.7315.981.5114.5929.3419.563.6048.257.760.4016.67
      City Union Bank12.051.5612.081.437.4235.4519.272.9947.067.441.9723.73
      RBL Bank11.500.778.490.9013.2113.8310.164.3665.648.950.7416.18
      Add More
      Annual Ratios (%)

      Choose from Peers

      • Karnataka Bank
      • Tamilnad Mercantile
      • South Indian Bnk
      • CSB Bank
      • DCB Bank

      Choose from Stocks

      Peers InsightsJ&K Bank

      • Stock Returns vs Nifty Midcap 100

        Stock gave a 3 year return of 227.96% as compared to Nifty Midcap 100 which gave a return of 81.56%. (as of last trading session)

      • Stock Returns vs Nifty Bank

        Stock generated 227.96% return as compared to Nifty Bank which gave investors 53.61% return over 3 year time period. (as of last trading session)

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      J&K Bank Shareholding Pattern

      • Loading...
        Showing J&K Bank Shareholding as on Mar 2025
        CategoryMar 2025Dec 2024Sep 2024Jun 2024
        Promoters59.4059.4059.4059.40
        Pledge0.000.000.000.00
        FII7.647.076.477.16
        DII6.686.576.416.74
        Mutual Funds3.883.773.633.68
        Others26.2826.9627.7226.70
      • Showing Shareholding as on Mar 2025
        CategoryNo. of SharesPercentage% Change QoQ
        Promoters65,40,98,28059.40 %0.00
        Pledge00.00 %0.00
        FII8,41,66,4467.64 %0.57
        DII7,37,33,2336.68 %0.11
        MF4,27,69,2113.88 %0.10
        Others28,91,84,50426.28 %-0.68

      J&K Bank MF Ownership

      MF Ownership as on 31 March 2025

      J&K Bank Corporate Actions

      • Meeting DateAnnounced onPurposeDetails
        May 05, 2025Apr 23, 2025Board MeetingAudited Results & Dividend
        Apr 22, 2025Mar 19, 2025POM-
        Jan 20, 2025Jan 09, 2025Board MeetingQuarterly Results
        Oct 25, 2024Oct 11, 2024Board MeetingQuarterly Results
        Aug 17, 2024Jul 09, 2024AGMBook closure from Aug 11, 2024 to Aug 17, 2024
      • TypeDividendDividend per ShareEx-Dividend DateAnnounced on
        Final215%2.15Aug 09, 2024May 06, 2024
        Final50%0.5Aug 17, 2023May 05, 2023
        Final175%1.75Jul 11, 2016May 24, 2016
        Final210%2.1Aug 13, 2015May 18, 2015
        Final500%50.0Jul 24, 2014May 15, 2014
      • All TypesEx-DateRecord DateAnnounced onDetails
        SplitsSep 04, 2014Sep 05, 2014Jun 12, 2014Split: Old FV10.0| New FV:1.0

      About J&K Bank

      Jammu & Kashmir Bank Ltd., incorporated in the year 1938, is a banking company (having a market cap of Rs 10,749.74 Crore).Jammu & Kashmir Bank Ltd. key Products/Revenue Segments include Interest & Discount on Advances & Bills, Income From Investment, Interest and Interest On Balances with RBI and Other Inter-Bank Funds for the year ending 31-Mar-2024. Show More

      • Executives

      • Auditors

      • BP

        Baldev Prakash

        Managing Director & CEO
        MK

        Mandeep K Bhandari

        Non Exe.Non Ind.Director
        PK

        Pawan Kotwal

        Non Exe.Non Ind.Director
        RK

        R K Chhibber

        Non Exe.Non Ind.Director
        Show More
      • Lunawat & Co
        Gupta Gupta & Associates
        JCR & Co.
        Arora Vohra & Co.

      FAQs about J&K Bank share

      • 1. What is J&K Bank share price and what are the returns for J&K Bank share?
        J&K Bank share price is Rs 97.62 as on 25 Apr, 2025, 03:59 PM IST. J&K Bank share price is down by 5.21% based on previous share price of Rs. 103.18. In last 1 Month, J&K Bank share price moved up by 1.57%.
      • 2. How can I quickly analyze J&K Bank stock?
        J&K Bank share can be quickly analyzed on following metrics:
        • Stock's PE is 5.04
        • Price to Book Ratio of 0.93
      • 3. What has been highest price of J&K Bank share in last 52 weeks?
        52 Week high of J&K Bank share is Rs 147.20 while 52 week low is Rs 86.61
      • 4. Who owns J&K Bank?
          • Promoter holding has not changed in last 9 months and holds 59.4 stake as on 31 Mar 2025
          • Domestic Institutional Investors holding have gone down from 6.74 (30 Jun 2024) to 6.68 (31 Mar 2025)
          • Foreign Institutional Investors holding has gone up from 7.16 (30 Jun 2024) to 7.64 (31 Mar 2025)
          • Other investor holding have gone down from 26.7 (30 Jun 2024) to 26.28 (31 Mar 2025)
      • 5. What's the market capitalization of J&K Bank?
        J&K Bank share has a market capitalization of Rs 10,749.74 Cr. Within Banks sector, it's market cap rank is 28.
      • 6. Which are the key peers to J&K Bank?
        Top 10 Peers for J&K Bank are RBL Bank Ltd., City Union Bank Ltd., Tamilnad Mercantile Bank Ltd., South Indian Bank Ltd., Karnataka Bank Ltd., CSB Bank Ltd., DCB Bank Ltd., Karur Vysya Bank Ltd., Dhanlaxmi Bank Ltd. and Bandhan Bank Ltd.
      • 7. Is J&K Bank giving dividend?
        An equity Final dividend of Rs 2.15 per share was declared by Jammu & Kashmir Bank Ltd. on 06 May 2024. So, company has declared a dividend of 215% on face value of Rs 1 per share. The ex dividend date was 09 Aug 2024.
      • 8. Who is the CEO of J&K Bank?
        Baldev Prakash is the Managing Director & CEO of J&K Bank
      • 9. What are the J&K Bank quarterly results?
        On Consoldiated basis, J&K Bank reported a total income and profit of Rs 3451.71 Cr and Rs 528.60 respectively for quarter ending 2024-12-31. Total Income and profit for the year ending 2024-03-31 was Rs 12050.88 Cr and Rs 1771.22 Cr.
      • 10. What is the PE & PB ratio of J&K Bank?
        The PE ratio of J&K Bank stands at 5.32, while the PB ratio is 0.93.
      • 11. Is J&K Bank a good buy?
        As per Refinitiv (erstwhile Thomson Reuters), overall mean recommendation by 1 analyst for J&K Bank stock is to Strong Buy. Recommendation breakup is as follows
        • 1 analyst is recommending Strong Buy
      • 12. What is the CAGR of J&K Bank?
        The CAGR of J&K Bank is 8.43.
      • 13. What are the returns for J&K Bank share?
        Return Performance of J&K Bank Shares:
        • 1 Week: J&K Bank share price moved down by 4.44%
        • 1 Month: J&K Bank share price moved up by 1.57%
        • 3 Month: J&K Bank share price moved up by 7.94%

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