Capital One QuicksilverOne Cash Rewards Credit Card
Apply now
On Capital One's website
Insider’s Rating
Annual Fee
$39
Intro APR
N/A
Regular APR
29.74% variable
Intro Offer
N/A
Recommended Credit
Average, Fair and Limited
Pros
- Earn 5% back on Capital One Travel hotel and car rental bookings and 1.5% on everything else
- You're eligible to apply with limited or average credit
- You'll automatically be considered for a higher credit line in as little as six months
Cons
- No welcome bonus
- Annual fee
- High APR for purchases and balance transfers
Insider’s Take
The Capital One QuicksilverOne Cash Rewards Credit Card could be the right choice for you if you're building your credit history. You could be able to qualify for the card even if you don't have an excellent credit score, and you'll earn at least 1.5% cash back on your purchases.
QuicksilverOne Cash Rewards Card
Product Details
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
- Be automatically considered for a higher credit line in as little as 6 months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Help strengthen your credit for the future with responsible card use
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
Compare Additional Capital One Credit Cards
Capital One Quicksilver Secured Cash Rewards Credit Card
Apply now
at Capital One's website
Insider’s Rating
Annual Fee
$0
Intro APR
N/A
Regular APR
29.74% Variable
Intro Offer
N/A
Recommended Credit
Limited, No History
Pros
- Earns 1.5% cash back on all purchases with no limits
- You can get approved for this card with limited credit
- Ability to increase credit line and potential to improve credit score with responsible use
Cons
- No welcome bonus
- Because it’s a secured credit card, you’ll have to put down a security deposit for your initial credit line
- High APR if you carry a balance
Insider’s Take
The Capital One Quicksilver Secured Cash Rewards Credit Card is a great choice if you're new to credit cards and working on building your credit history and score. It's a rare secured credit card that offers decent rewards, but you'll have to put down a deposit after you're approved to secure your credit line.
Quicksilver Secured Cash Rewards Credit Card
Product Details
- No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
- Put down a refundable $200 security deposit to get a $200 initial credit line
- Building your credit? Using a card like this responsibly could help
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
Capital One Platinum Credit Card
Apply now
On Capital One's website
Insider’s Rating
Annual Fee
$0
Intro APR
N/A
Regular APR
29.74% variable
Intro Offer
N/A
Recommended Credit
Average, Fair and Limited
Pros
- Automatically be considered for a higher credit line in as little as 6 months
- No annual fee
Cons
- No extra benefits and no rewards
Insider’s Take
The Capital One Platinum Credit Card is worth considering if you're new to credit or trying to improve your credit score. While it doesn't earn rewards or offer many benefits, it could be a good stepping stone in your credit journey — and you won't pay an annual fee or foreign transaction fees.
Capital One Platinum Card
Product Details
- No annual or hidden fees. See if you're approved in seconds
- Be automatically considered for a higher credit line in as little as 6 months
- Help build your credit through responsible use of a card like this
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
Capital One Platinum Secured Credit Card
Apply now
On Capital One's website
Insider’s Rating
Annual Fee
$0
Intro APR
N/A
Regular APR
29.74% Variable
Intro Offer
N/A
Recommended Credit
Limited, No history
Pros
- Minimum deposit ($49) is lower than with some other secured cards
- You can be automatically considered for a higher credit line in as little as 6 months with no additional deposit
Cons
- No rewards
Insider’s Take
The Capital One Platinum Secured Credit Card is a good choice for folks who are new to credit or rebuilding their credit score. Because it's a secured credit card, you'll have to put down a security deposit — but its minimum deposit is lower than that of many similar cards.
Platinum Secured Credit Card
Product Details
- No annual or hidden fees. See if you're approved in seconds
- Building your credit? Using the Capital One Platinum Secured card responsibly could help
- Put down a refundable security deposit starting at $49 to get a $200 initial credit line
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
